Make a list and get your child involved. Use the recommended or required
supplies from your child’s school or teacher as a starting point. Separate wants from needs.
Most school supplies don’t go out of style, and your child will happily use the unsharpened pencils his older sister didn’t use. But as any parent with last year’s superhero notebook knows, beware the power of trends. Try setting a budget for supplies. It will help your child set priorities, learn how to manage money, and start saving his allowance for the items your budget won’t allow. Take inventory. Sort through
last year’s supplies to see what is left over or can be reused. Start early and look for bargains throughout the summer.
The best bargains are often available at back-to-school sales. Keeping your supply list in your car or purse or on your PDA will help you shop for supplies as you do your other errands. Buy basics in bulk.
You know you’ll need paper, pencils, glue sticks and notebooks. Dollar stores, warehouse stores and even eBay are sources for buying these and other basics in bulk. Figure out when quality counts.
Leaky pens will cost you more in ruined clothes than some more expensive varieties. In the event that a strap or zipper breaks, a backpack with a warranty might be a good investment, even if it costs more. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#BackToSchoolShoppingTips
0 323 hours ago
How much liability insurance do I need on my Motorcycle? You may think you only need minimum limits but the risks of the road are always there, whether you are in a car or on a motorcycle. If you are in an accident and are found to be at fault, you are liable for damages. In the mildest case, this means your motorcycle insurance company pays for damage to another driver’s vehicle to their insurance company.
The worst case scenario is much more important to consider. Even if you never ride recklessly, a moment of inattention that results in another person’s injury or death can result in severe financial consequences. The high costs of property damage, medical payments and/or funeral costs and legal fees can be enough to devastate family finances. Make sure you have the right coverage. Call out office for a policy review and quote. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#MotorcycleInsurance
0 522 August, 2019
Social Media Safety Tips for Teens.
Be your own person. Don’t let friends or strangers pressure you to be someone you aren’t.
Be nice online. Or at least treat people the way you’d want to be treated. Think about what you post. Sharing provocative photos or intimate details online, even in private emails, can cause you problems later on. Even people you consider friends can use this info against you, especially if they become ex-friends. Passwords are private. Don’t share your password even with friends. It’s hard to imagine, but friendships change and you don’t want to be impersonated by anyone. Read between the “lines.” It may be fun to check out new people for friendship or romance, but be aware that, while some people are nice, others act nice because they’re trying to get something. Flattering or supportive messages may be more about manipulation than friendship or romance. Avoid in-person meetings. The only way someone can physically harm you is if you’re both in the same location, so – to be 100% safe – don’t meet them in person. If you really must get together with someone you “met” online, don’t go alone. Have the meeting in a public place, tell a parent or some other solid backup, and bring some friends along. Be smart when using a smartphone. All the same tips apply with phones as with computers along with some extra precautions. Be careful who you give your number to and how you use GPS and other technologies that can pinpoint your physical location. Don’t measure your own life based on what others post. People typically post happy photos and stories online and don’t usually share their boring or sad moments or unflattering photos. Don’t assume that others have better lives than you do, based on what they post. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy
Amusement Park Safety. We all know some bad things have happened while on rides at the amusement park. Here are some tips to keep you safe.
Obey the listed age, height, weight, and health restrictions. Pay attention to what they say, and don’t try to sneak bellow the bar.
Watch the ride first, so you know what to expect. See how riders are loaded and unloaded. Watch how the safety belts are fastened first, so that when you get on the ride, you know what to do. Wait until instructed to remove your safety belt/lap bars/shoulder harnesses before exiting the ride. Keep you head, hands, arms legs and feet inside the ride at all times. Keep your eyes looking forward and your head up to protect your neck from injury. Never stand up while a ride is in motion.
Don’t get on a ride that looks poorly maintained. If you see something, say something. As much as it’s your responsibility to take care of yourself, it is important to look out for the safety of others on the ride as well. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#AmusementParkSafety
Your child is leaving for college what about insurance? Review your health insurance policy to make sure they are covered while away at college. In general, protecting a students personal property boils down to a simple rule: If your child is living on campus and going to school full time, homeowners,renters or condo policy (including liability protection) will cover his or her gear. But if they move off campus or they are not a full time student, then they will need to buy renters insurance. If your child takes their car to college or they don’t, let the insurance company know. If they are away at school over 100 miles without the car you may get a discount on your auto policy. Since all companies have different coverages you should check before they go to know they are protected. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy
What to do if a hurricane hits. First, evacuate if you are directed to do so or if you feel it might be unsafe to remain in your home. If you remain in your home, follow these tips to help you and your family stay safe during the storm: • Use a portable radio to listen to important storm updates, information and instructions.
* Stay inside and keep away from all windows, skylights and glass doors. Go to a safe area, such as an interior room, closet or downstairs bathroom.
* Never go outside the protection of your home or shelter before there is confirmation that the storm has passed the area. The eye of the storm could create a temporary and deceptive lull, with high winds still approaching.
* If power is lost, keep the refrigerator closed to keep cold air trapped and delay spoilage of perishable food.
* If you use a portable generator, follow all the manufacturer’s instructions. Generators should be properly grounded to prevent electrical shock and should never be operated indoors, in garages, basements or outdoors near any windows, doors or vents. Because generators produce carbon monoxide (CO), make sure you have a working CO detector in your home. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#HurricanSeason
4 Things Every Renter Needs to Know About Renters Insurance. 1. Renters insurance does more than cover the cost of lost or damaged possessions in your home. Most policies provide coverage if your bicycle is stolen from a bike rack at the park, or if your laptop is taken from your car while you're at the supermarket. 2. Most renters policies provide additional living expenses coverage if your home becomes uninhabitable due to an event such as vandalism, theft, fire or water damage from home utilities. This benefit usually includes the cost of living expenses, up to your policy limits. 3. Before you decide how much coverage you need, it's important to know how much it would cost to replace your possessions. You can calculate replacement costs by conducting a home inventory and checking with your insurance representative to make certain you're fully covered. 4. There are a variety of ways to reduce the cost of renters insurance. An option is to select a higher policy deductible, the amount you must pay before your insurance coverage takes effect. Increasing a deductible from $250 to $500 could create an annual savings of up to 15 percent. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#RentersInsurance
Your teen receives a text. Thumbs flash, head bends forward, eyes only on the tiny screen in hand; the urge to connect, nearly irresistible.
It is hard to imagine your teen not responding. But that is exactly what young drivers must do to help stay safe on the road.
Adopt a “coaching approach” to share these facts in regular conversations with your teen about their overall driving. Provide clear instruction, expectations and support. Consider technology that can be installed in your vehicles to help you coach your teen to become a safer driver. The technology can help you learn about your teen’s driving habits. Some provide feedback when a driver brakes harshly – often the mark of a texting driver. Be an example to them and do not text while you are driving. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#ThinkSafe
The lightning strikes that accompany thunderstorms pose a serious threat to people. Knowing how to react to a sudden storm is critical to ensuring your safety. The following tips can help you stay safe when a storm does happen. Find indoor shelter. Get inside the nearest available hard-topped vehicle or building, keeping all windows shut, and stay there for at least 30 minutes after the storm passes. Get to low ground. Avoid hilltops and open areas. Lightning seeks the highest ground, so if indoor shelter is not available, crouching down in the nearest, lowest, unexposed point is a better bet. Distance yourself from tall objects. Never stand near tall structures. particularly metal ones which can act as lightning rods. Avoid lone trees, flagpoles, telephone poles, fences and antennas. #TriCountyAgency#BrickNJInsurance#Insurance#InsuranceCompany#InsuranceAgency#InsuranceCoverage#AutoInsurance#CarInsurance#HomeownersInsurance#FloodInsurance#InsurancePolicy#ThinkSafe
It is under any strong company that is run by some rules and regulations. It employs benefit packages that provide all health care facilities either condition is mild or severe. The owner of the company offers money by hand and also pay his health care bills.
Nowadays increase expenses and money demands of everything you must be taken care of your loved one. It never matters that how much life you have or not but always think about your family.
It is that type of opportunity which provides you all opportunities and makes you possible and works with these two principles.
Deductibles insurance in which you should pay throughout the years and get huge money at once a time when it time end.