It's a fact that our lives change as we move through the human lifecycle.
Whether that be through a different lifestyle, family changes, health impacts, changes in the workplace, divorce and even death.
These changes in our lives are all cues and are triggers that can cause a review of your protection plans and insurance cover.
But realistically how many people regularly review their insurance to ensure they have the right amount of cover for their current situation?
Across many other types of insurance, you probably regularly review whether you still need the cover, or whether to increase or decrease the amount.
An example of this is home and contents insurance.
When you move into your first home, typically you buy cheaper, starter furniture. Over time, you may upgrade the furniture to more expensive items, or add high value exceptional items such as jewellery.
Maybe your lifestyle means downsizing is the best option. As the value of your contents changes, you will most likely review your home and contents insurance and change your level of cover.
Yet it's a nuance of humanity that you may not consider your livelihoods in the same way. We see quite often that as customers move through various phases of life, a first job, a wedding, a child, buying the forever home, divorce, their needs for different levels of cover change.
Therefore, by regularly reviewing your insurance needs, we can help to keep you adequately covered.
Ask yourself, when you did you last conduct a review?
There is no better time than now so give us a call on (03) 5561 2643, send us a DM or email firstname.lastname@example.org today.
Thank you, Mrs. Wilson, for your trust!
Always happy to help you Live The Good Life In Baytown!
1 99 hours ago
If you don't adapt to the world around you you will perish pla8n & simple. TAP is by @therealkiyosaki
1 09 hours ago
Karate teaches you discipline in the mind, body & soul. Sort of like everyday life. The more discipline you have & that slow & steady approach you apply to everyday life you will get to that next level guaranteed! TAV by @jakeoffgrid
As a homeowner, you can take steps — both big and small — to help protect your home in the event a flood threatens your area.
Before you decide what steps to take, it may help to know your property’s flood risk.
You can find information on your property’s exposure to flooding by searching your address on the flood maps provided by the Federal Emergency Management Agency (FEMA).
These maps call out areas that are prone to flooding and identify high-risk, moderate-risk and low-risk spots.
Once you’ve determined your property’s threat level, you may want to tailor a plan to address those needs.
Basic Flood Protection Steps
Even if you’re in a low-risk area, there are some relatively simple things you can do to help reduce the chance of future flood damage, says FEMA:
Keep gutters clear: Keep gutters and storm drains clear of debris to allow for a free flow of water.
Elevate utilities: Set your furnace, water heater, electric panel and other critical equipment on pedestals, relocate them to higher floors or, if you have an outdoor fuel tank, anchor it to a concrete slab.
Seal the foundation: Patch foundation cracks (use mortar and masonry caulk or hydraulic cement) and then apply a waterproofing sealer to basement walls.
Install a sump pump: Use basement sump pumps with a battery backup, so the system still works during a power failure.
Content via the @allstate blog
1 817 August, 2019
Maintaining a safe work environment is crucial for minimizing the overall premiums of Workers Compensation Insurance. Blue Lion has a few other tips to lower costs: https://qoo.ly/z8adc
Don’t know where to start with insurance for your small business? Blue Lion Insurance Advisors has helped many businesses in New Jersey find the right options for them at the right price. Call us today or start with a FREE quote online: https://qoo.ly/z76ww
📞 (732) 649-1600
1 215 August, 2019
Enjoying the last few weeks of summer before we put our toys away. Make sure your toys are insured. Grillo insurance offers jet ski insurance, because everyone loves their toys and they should be protected like any other valuable possession. Call us at 1-800-772-0627 or 516-798-0320 to speak with one of our team members about your insurance needs. Our insurance company is licensed to write in Arizona, California, Connecticut, Delaware, Illinois, Maine, Maryland, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia.
From accidental falls to cooking mishaps, there are a number of ways you may be unintentionally injured at home.
However, with a little more awareness and some simple precautions, you may be able to help your family avoid common household hazards.
Avoid Common Injuries
Two of the most common, but preventable, injuries Americans report are from falls and accidental poisoning, according to the National Safety Council’s (NSC) Injury Facts.
Approximately one-third of emergency room visits are due to accidental falls, says Injury Facts. Follow these tips to help avoid a fall:
Keep your floor clear. The NSC recommends arranging furniture so that there is plenty of room to walk, and keeping clutter, electrical cords and throw rugs away from areas where someone may trip over them.
Use non-slip mats in your bathroom, says SafeHome.org. The NSC also suggests installing grab bars inside and outside of bathtubs and showers.
Make sure stairs are well-lit and have railings, says the NSC. The Family Handyman also recommends keeping clutter off of stairs. While you may intend to bring that laundry upstairs later, it’s not worth the risk of possibly tripping over it.
Install gates for young children. Keep children out of areas that may be dangerous by installing baby gates — especially at the top and bottom of stairways, says StaySafe.org.
Content via the @allstate blog
1 915 August, 2019
👩🎓Is your college student living off campus this year? Make sure to talk to us about Renters Insurance! It's an inexpensive way to protect their belongings, as well as provide liability coverage to protect YOU (the parents) if they do any damage to the property. Call us to discuss how it works! #rentersinsurance#insurance101#personalinsurance#insurancequote
0 315 August, 2019
What does a typical Homeowner's policy cover? The structure of your home, other structures on your property (e.g. garage, shed), personal belongings, additional living expenses if you cannot live in your home due to a covered loss or repairs, personal liability or legal fees, and valuable items (extra coverage can usually be added). #homeinsurance#insuranceagency#athensga#athensbusiness#personalinsurance
Join us today from 2.00 p.m. to 4.00 p.m. as we continue to demystify Insurance. The topic of discussion will be Classes of Insurance. Do you have a cover already? Do you know some of the key Classes of Insurance? Did you understand these classes well when you undertook your Insurance cover? Let us talk. Please leave your comments and questions below. #GARestAssured#PersonalInsurance#LiabilityInsurance#PropertyInsurance#LifeInsurance
While it may not seem necessary right now, flood insurance can save you from bills, headaches, and saying "I wish I would have." 📲 Click the link in our bio, then click the "blog" tab to learn more about why it is so important!
Did you know that we have a blog?
We have blog posts on everything from the benefits of Texas health insurance to the best restaurants in Texas. 🥙
There's something for everyone!
💻 Click the link in our bio to check it out.
1 512 August, 2019
🗣 While personal umbrella insurance is important, it's also important to think about an umbrella insurance policy for your business!
Is your business covered for whatever may come its way? 👉 Click the link in our bio to let us help!
🌮 Yesterday we talked about restaurant insurance... but what about the people who work at your restaurant?
By having a workers' compensation policy in place, you show your employees how much you value them! 📲 Learn more by clicking the link in our bio.
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