Successful Joint Field Work 🙂
Congrats￼ ￼to you AUM Ping Bautista Garcia!!! 🤩👏🏼👏🏼👏🏼 Investment dollar account client signing!!! 🏆🎖✍🏼 The PRULink Cash Flow Fund - PhP Hedged Share Class aims to provide you with regular payout by investing in a diversified portfolio consisting primarily of US dollar-denominated high yield bonds and by hedging foreign exchange volatility.
Equity fund is a mutual fund that principally in stocks that is why it is also known as "stock funds". It is an ideal investment vehicle to those who do not know or not well versed when it comes to financial investing and do not possess a large capital with which to invest. It is the most practical investments for most people because it is not too risky due to diversification and definitely the small amount of capital required.
Equity funds are managed by expert fund managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the government.
Pru Equity Fund has the highest return to date.
As of July 26, 2019:
⭕ YTD Return at 11.81%
⭕ 1 Yr. Return at 10.99%
If you want to start investing today. Let's talk, financial consultation is free.
Can you save P50.00 a day? Then why not put it on investment so your P50.00 can turn into P1 Million coverage to your family and an investment where you can withdraw funds for your kids education, or probably buy a new car or a new house someday, or planning to put up your own business or perhaps preparing for your retirement fund?
Yes you can start small to achieve your dream!
Please pm me for Free Financial Planning Consultation. Thank you!
I’m glad I caught that last one ☝️I’ve had another blast playing this season and I definitely improved this year than the last. Holy shit my throws were terrible but those weaknesses turned into motivation to do better. Although it’s not much, it’s always good to improve. 📸: @moosiepoo #DontBeSorry#BeBetter#VUL#InjuryQuota
2 3815 August, 2019
Why sit down and wait when you can be so great now. Start your story in Manulife! Your best life begins with a plan. Plan your best life in Manulife! #ManulifePH #StartYourStory #VUL
4 1815 August, 2019
Life insurance is the quickest, fastest, and most cost-effective mechanism for financial protection in case of untimely demise or serious physical breakdown. @randelltiongson
After a year finally! 😍 #Adulting101
All the way from Cavite 🚌 ”I’ve read an article that it’s not enough to just SAVE, you have to INVEST”- Client “If you have 1 Million Pesos in the bank and you get sick, your 1 Million will be wiped out if you don’t have insurance” - Client
My 3rd client for August and 32nd signing for 2019! 🏆🎖✍🏼 A millennial mom and my very good friend from my previous work. Now a full-time mom and a GRAB operator 😉 Cheers! 🍻
Both male, 25 years of age and saving P3,000 every month.
One chose to put his money in a savings account in the bank. The other one had a financial consultation with me and decided to get a policy.
Unfortunately, these two were diagnosed with Critical Illness after 6 months. Mr. BankSavingsOnly left with nothing after a series of tests and medical exams whereas, Mr. Insuravest received 1Million Critical Illness benefit to afford for his treatment.
Who do you think will retire comfortably given both of them survived from that medical condition? 🤔
Let's talk. Message me so I can share with you the successful savings program of Pru over coffee. ☕
Save to invest and protect. Have an investment that insures your MOST VALUABLE ASSET, YOU.
PRU Life UK Investments device with good and substantial returns plus
protection components for your family, children's education,
your dream vacation, sudden life's uncertainties and for your own retirement.
Always remember that a solid financial strategy begins with ensuring that
your future is protected against any challenge life may throw at you.
SAVING money is not enough because inflation will beat you. You need to INVEST.
Investing may not also be enough. You need to PROTECT and SECURE yourself and your loved ones as well, in case something happens to you.
GOOD NEWS is you can SAVE + INVEST + SECURE your income in a SINGLE FINANCIAL INSTRUMENT called VUL or Variable Universal Life.
Are you interested to know more about VUL and start MAXIMIZING your earnings?
Click the SEND MESSAGE button and let's start a conversation. :) Krizzia Angelica Malicdem
Sun Life Financial Advisor
09083886755 *illustration is based on a 25 y.o. non-smoker male
*10% return is used for projection purposes only
HMO is good.
Medical insurance is better.
But VUL can be your best ally if you are diagnosed with critical illness.
Let me show you how health card works and the benefits of having health card versus VUL (Variable Unit Linked) or benefits of having both.
With HMO - mostly 200k ang limit.
Bank Savings ni Client: 100k
For Liver Cancer - HMO Limit is only 200,000.00 + 55,000.00 for Philhealth - Kung wala pang ipon si client - mag hahagilap pa siya ng 920000 for the treatment and since may 100,000.00 sa bank si client shortfall nalang nya is 820,000.00
What if may VUL si client?
Since liver cancer is one of the critical illness. Client will receive the benefit amount advances from the basic sum assured.
Bank Savings ni Client: 100k
For liver Cancer client needs at least 1,175,000.00 for the treatment.
What if may HMO and may VUL si client.
Critical illness Benefit (500,000.00) + 200,000 for HMO + 55,000.00 for philhealth = 855,000.00 in total.
Shortfall is 320,000.00
Bat may shortfall padin?
Compare it if client doesn’t have VUL- sobrang taas ng shortfall. Maghihintay nalang siguro si client na mamatay. Our goal is to have at least certain amount to cover the shortfall para ndi mahirapan si client. Again sobrang expensive talaga magkasakit let's protect ourselves and live life to the fullest everyday.
Dapat advance tayo magisip. Hindi yung kung kelan kelangan mo na saka ka kukuha ng VUL- wag ganun. As early as now kumuha na kayo kasi baka bukas hindi na kayo INSURABLE.
Dollar Account Holders and
for those who can convert their pesos to USD, check this out! 💰💵 This account is earning $200 EVERY QUARTER 😍 and is automatically deposited to his local bank account!
This is among the BEST ”ONE-TIME” investments for dollars in the market!
Far better than the interest rates in the banks, at least. 😉
PM me if you want to know the details of this program.
Invest wisely! Know more, guess less.
CTTO: Post by one of our colleagues, with his client's permission.
I dedicate this to all my new clients and partners.
Let us continue to provide financial coverage to every Filipino family, help meet their future goals by building their saving/investing habit, and protect them from life showstoppers.
Great! So you finally accepted the fact that you need a financial advisor/consultant or agent to help you with your finances. I am listing some of the tips in choosing one based on my experience.
1. Everyone can call themselves a financial advisor but, look for the licensed one. The Department of Finance Insurance Commission conducts licensure exam on all the aspiring agents of Insurance companies here in the Philippines. Insurance Companies mandate that they need to adhere to their company policies and attend regular trainings to. There are two types of licenses. Traditional and Variable Life. Those who wants to be insured and invest at the same time needs to look for those who have Variable Life license.
* See the difference of the Financial Advisors of Pre-Need and Insurance Companies in my previous post.
2. Look for a relative or a close friend as your Financial Advisor. If they try to reach out to you it means they thought of you and they see that you need it. Get rid of that wrong impression that they are just there to sell you and get a commission from you. The truth is, they are just doing there job and that is to secure your future and your family's future. Also, when the time comes that you need the benefits of your policy? Its easier to reach out from a friend or a relative than someone you don't know.
3. If you do not know a Financial Advisor personally? Go to the nearest office of your chosen Insurance Company. Ask for their active Financial Advisor to handle your account. You do not want your financial advisor missing when you need him right? And don't forget to compare their proposals to.
*Check my previous post about the importance of comparing insurance.
Big thanks to Virginia University of Lynchburg for awarding me an honorary doctorate of Humane Letters. This is my 6th honorary doctorate! Thanks to President Kathy Franklin and the #VUL Board of Trustees. I had a blast as your 2019 commencement speaker. #rolandmartinunfiltered
61 1,9174 May, 2019
Takové to, když před deseti lety jí vystupujete na maturitním plese a řešíte to u kávy, kterou si vůbec nepamatuju a za 8 let se potkáte znovu, zamilujete se a máte spolu miminko!! Život je krásný a pro slepce jako jsem já vám tu pravou lásku hodí před nos několikrát. Dokud si to neuvědomíte. MILUJI TĚ čerstvá mamko moje. Jsme TOP #laska#oboustrannapaska#pes#les#ves#kul#vul#stul#trava#krava#prava#cas#vaz#pas
Ideal para atender às necessidades de pequenos e médios negócios, a Expert suporta carga de até 1 500 quilos. As portas traseiras, que abrem em até 180º, aceitam carregamento com empilhadeira graças à pouca invasão das caixas de roda no espaço interno. Para completar, o Moduwork garante espaço extra, embaixo do banco do passageiro, para cargas longas. O modelo está no estande da @oficialpeugeot na #Fenatran . #promo#Peugeot#PeugeotnaFenatran#Expert#VUL
3 50212 hours ago
Today's event theme: Floral Summer Lewk 🌸 My first month as a Financial Planner and i already received total of 3 awards! Yayyy. Highest Case Count for the month of April, Circle of Champion Awardee and FP Titan awardee. Never thought i would be working in this kind of field but my passion to help my fellow millennials SAVE & INVEST has gotten the best of me and it clearly shows😋 Follow @yourfinancialplanner.evam to learn more about investing at an early age. Thank you Lord, thank you clients, thank you @pioneerph ❤❤❤ Edit: wanna start investing while being insured? Let's discuss over coffee, just DM me. Consultation is free. ✍🏼😘 #pusongpioneer#financialplannerevam#evaandherhats
8 5984 May, 2019
Hoje é o último dia da #Fenatran , a maior feira de veículos pesados da América Latina. Uma das principais novidades apresentadas na feira foi a #Expert , novo utilitário da @oficialpeugeot lançado com preço promocional de 79 990. Eficiência, conforto e versatilidade pensados para pequenos e médios negócios. Quem não participou da feira pode conferir a #Expert ao vivo nas concessionárias a partir da segunda quinzena de novembro. #promo#Peugeot#PeugeotnaFenatran#Expert#VUL
1 50420 October, 2017
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