Are you familiar with the upcoming changes with your car insurance?
1 change is: Crash forgiveness
One crash is forgiven after 20 years of driving experience (at least 10 in B.C.), provided you have been crash-free for the last 10.
Finding suitable insurance for your business can be time consuming and depending on your trade, it can also be complex.
Our insurance experts will help you with comparing and buying your insurance.
Policies we can offer include:
✅ Shop Insurance
✅ Office and Surgery
✅ Business Insurance
✅ Working from home
✅ Professional Indemnity
✅ Commercial Property
✅ Hotel and Guesthouse
✅ Pub and Restaurant
✅ Hairdressers and Salon
✅ Group Travel
✅ Private Medical
✅ Marine and Cargo
To find out more or speak with one of the team, please message us today. 📩
Kiwis are well known for their "she'll be right" attitude.
Everyone knows that bad things happen to others, but it's often hard to imagine something terrible happening to yourself. The reality is that tragedy can hit anyone. Passing away, becoming seriously ill or being unable to work for a period of time can have a significant financial impact to you, your family and your business.
If you run any type of business, you need insurance! It doesn't matter if your are big or small, there is an insurance product out there for you! But working with a good insurance broker like myself is even a further bonus as I can help assist with risk management strategies, placing your insurance with a market that offers free legal advice for your business, as well as compliance and cyber security. For me, it's all about helping your business grow smoothly to secure a prosperous future.
Contact me today for a complimentary business insurance quote.
If you are shopping for insurance, independent agents are a great place to start because they can check several different companies’ rates all at once. The more companies checked equals a greater chance of finding the best rate for you and your family. The time-saving factor is huge because you only have to provide your information one time.
I know that insurance policies all seem the same from the outside, and that's why so many people compare policies on the easiest thing to understand, which is price. But if you take the time to read and understand the policy wordings (or have a broker who does) you can begin to see the differences in the special limits and exclusions, which are critical when a claim occurs. For example an insurance carrier I work with as shown above had special limits for Bicyles, business equipment, software, wines, and other collectibles. So, they are able to offer a very competitive price, but if you have things that fall outside these special limits, the insurance is not covering that. This is why I take the time to review multiple options and work with clients to understand their lifestyle, to place them with the insurance company that is best situated to protect their assets and lifestyle moving forward.
As always, for a professional review of your insurance needs feel free to contact me email@example.com
You insure your house, your car & your mobile phone but you will not insure your life (Life Insurance) or your health (critical illness cover)? Everyday people die unexpectedly or get diagnosed with a terminal illness such as cancer. Many do not have any form of insurance to “insure” them in the event of death or illness. How will your family cope financially? GoFundMe? That extra £20-£40 that you buy take-away every month could be the difference in your future and your family’s future. Be smart. Get insured #MrInsurance#FinancialAdvice#InsuranceAdvice#HealthIsWealth#GetInsured
0 711 August, 2019
I can't begin to explain the feeling my heart gets when I not only save clients/ friends money but that I am also able to review their situation to assure they are properly covered. 🌎💫🏡🙏❤ When was the last time you looked at your home policy and had someone check the current cost to rebuild your home from the ground up? Is your coverage A set to the correct amount?
Just recently, I reviewed 3 policies that hadn't had an unbiased insurance agent check their coverages in YEARS! 😮🤦♀️ This happens a lot because people will get a home loan and just escrow the home insurance into the mortgage payment. Most people don't think twice to have an assessment they're just on auto pilot and go decades without having a reevaluation of their home insurance. On average these 3 policies were lacking about 75k of the current replacement cost. 😖
Proud to be associated with companies doing such great things! The Manulife Life Lessons Scholarship program is for students who’ve experienced the loss of a parent or guardian with little to no life insurance. Manulife will award a minimum of two scholarships in the amount of $10,000 each to successful applicants for the January 2020 semester. #morethanjustinsurance#wecare
Top Insurance Tips To Help Protect Your New House!
1 - Purchase Insurance Coverage For Replacement Costs On The House.
Don't make the mistake of assuming that your coverage limits will automatically adjust to your home's rising or falling market price. Fact is, replacement value, or the cost of labor and materials required to rebuild, is what you need to consider.
We know, you probably don’t think about your insurance needs every day... but we do! Filing away your insurance documents once a year is not enough. We recommend contacting your insurance broker whenever you have a change in your life. We’re here for you: 800-679-2640 or email: firstname.lastname@example.org #insurance#insuranceadvice#insurancetips#easyinsure
Being an insurance advisor I faced this question a lot that "which health insurance I hold for myself" and i don't think what i am using for my health emergency, financial protection will be best for you that's why I will gonna tell you that how you can choose the best health insurance for your medical emergency with better health treatment to support yourself financially too.
So here are some important factors which you must keep in mind before to buy health insurance:- _
To get quality health treatment on time we need to check the hospital network list of the health insurance companies as per our resident(present, permanent ), our professional location and our most common holiday destination too,
in 2019 it's easy to check the claim settlement ratio of all health insurance organization because of competition and this is why all good service provider mentioned their claim ratio performance on their official website. So need to check this
you also need to check health insurance companies claim approval time duration because it shows the reality of claim ratio
also, check how much daycare treatments are under the cover with what waiting period,
Fon't buy health insurance which has the Caping on room rent,
also, check the preexisting disease waiting period. If you have early health issues,
don't forget to check to specify illnesses if you find 2years waiting period on this then it's common with all health insurance products,
Maternity & New Born Baby cover waiting period why I am I telling you to check this because lots of companies have big caping on it,
NOTE:- now it's time for my #personal#suggestion for you is that never buy any health insurance without submitting your #medical examination reports.
watch this video too for more clarity:-https://youtu.be/8B4sAA2FC04I
hope you will find this answer insightful.
Ladies and gentlemen, the moment we've all been waiting for... it's Friday!! ☺️ Being a Senior Account Executive for Lyon & Butler Insurance Brokers, I believe I can offer you the best insurance advice, tips and market updates. So, make sure you check out my feed daily to be enriched with all the latest insurance intel!
Make your weekend a good one! 💫