Aug. 20, 2019 marks my 12th year working as a financial security advisor. It’s been a great journey!
Before becoming a financial security advisor with Freedom 55 Financial, I gained a broad understanding of the financial services industry as an advisor, consumer lender, commercial lender and branch manager.
In January 2014, I joined Branstone Financial Strategies Inc., which shares my focus on wealth and estate planning. Like all advisors at this firm, I provide education-focused financial advice so my clients can make informed decisions.
During these 12 years, I’ve helped clients throughout Northwestern Ontario, from Thunder Bay to Kenora, Red Lake to Fort Frances and everywhere in between. I’ve also earned many designations, including a CLU (Chartered Life Underwriter), CHS (Certified Health Insurance Specialist), EPC (Elder Planning Counselor), CEA (Certified Executor Advisor) and, on Jan. 1, 2008, I became a Certified Financial Planner (CFP). The CFP is the most widely recognized financial planning designation in Canada and worldwide. With this designation, my clients can be assured that I will put their interests ahead of my own.
Thank you to the friends, family and clients who have made my last 12 years so successful. I can’t wait to see what the future brings!
Representing Freedom 55 Financial, a division of London Life Insurance Company.
☂️Do you have an Umbrella Insurance Policy? 📰When is the last time you reviewed your insurance coverage? 🤔Have you had any life changes - Job changes, another driver in the family, home renovation, new dog? Life changes can result in the need to review your coverage and ensure you have appropriate coverage. If you haven't reviewed recently, now might be a good time to schedule an appointment with your Insurance Provider to ensure you have the best coverage for your specific needs. 📲 #TipTuesday#UmbrellaInsurance#UmbrellaPolicy#LifeChanges#InsuranceNeeds#Liability
Time isn't always on your side. We all have busy schedules and find it hard to be able to talk let alone find time to talk about life insurance. When you work with us we want to make sure you understand why you are buying life insurance and purchasing the right amount to fit your needs.
Let us do the work and shop around for the right pricing. As brokers we have access to multiple companies allowing us to find the right product for you and your family's needs.
Sounds silly, right? I enjoy getting out of the car to walk around to the other side to see the always surprised look of my daughter. She is so excited. She knows daddy gets to pick her up out of her car seat, give her kisses and walk with her into daycare or Gigi's house. I love this moment every day. This is what helps me get up every day and keeps me grinding.
I give my time and my energy to serving people all day and protecting their families and their assets. I want to be the Chick-fil-A of insurance. It's my pleasure to serve you in the world of insurance.
Friends, I don't care if you don't want to use me for insurance! Please just let me look at your stuff and help you navigate this crazy world of insurance and provide you with as much clarity as I can.
When it comes to buying insurance in South Africa, we’re not exactly lacking in choice. Direct insurers, broker services – everywhere you look you’re being offered insurance for everything from your car to your life.
With so much choice, where should you be buying one of the most important purchases you’ll make? Here are a few reasons that make an independent insurance broker the smart choice.
1. Lower expenses mean lower premiums
Sometimes it feels like it’s impossible to switch on TV without seeing an advert for an insurance company. Television airtime costs a lot of money, and those costs have to be regained. If you buy from a direct insurer, then you may end up paying for more than just insurance. A big part of your premium could be covering that expensive marketing campaign too.
2. You have instant access to competitive quotes
Purchasing your insurance from an independent insurance broker means that you’re not just relying on one person to find you a quote. Your broker is able to search through a number of different insurance databases to find you the most competitive price. You find the best deal without having to spend hours calling around for quotes.
3. The personal touch
As larger insurers struggle to bring down their expenses, they typically use cost-cutting measures such as replacing staff with automated response units (the irritating recording that answers your calls and invites you to key numbers into your phone to get the information you’re looking for). An independent insurance broker, on the other hand, places far more emphasis on the human touch: real people to talk to; named contacts, no passing of your call from department to department as each person struggles to deal with your enquiry.
So where will you go to buy your insurance in South Africa? By using an independent broker, you get someone else to shop around on your behalf. You still benefit from the most cost-effective insurance you can find, but you’re not the one who has to spend time actually finding it - Smartcore
So, what are you waiting for? Give Coral Financial Solutions a call on 086 112 6725 or email us on Insurance@CoralFS.co.za to solve all of your insurance needs!
ЯК СТРАХОВА КОМПАНІЯ РАХУЄ ВИПЛАТУ НА РЕМОНТ ПОШКОДЖЕНОГО АВТОМОБІЛЯ?
Ви потрапите на кухню страхової компанії,
де відділ виплат "варить" достатні чи не дуже
виплати з автоцивілки.
🍵ЯК ПРОКОНТРОЛЮВАТИ СТРАХОВУ КОМПАНІЮ?
☕КОНТРОЛЬ ОЦІНКИ МАТЕРІАЛЬНОГО ЗБИТКУ:
1) Огляд проводить кваліфікований оцінювач, перевіряйте його документи.
2) Ознайомтесь з оцінкою. Перевірте джерело цін на деталі та нормо-години.
3) Заміна чи ремонт деталі? Для старих авто не треба ставити всі деталі в заміну, особливо дешеві.
4) Повторне пошкодження деталей. Спочатку відремонтуйте автомобіль, потім страхуйте.
🍹У відео даються посилання:
http://www.spfu.gov.ua/ua/content/reestr-ocin.html - перелік суб’єктів оціночної діяльності
https://www.nfp.gov.ua/ua/Pasport-Pereliku-avariinykh-komisariv.html - перелік аварійних комісарів
🍾ДЯКУЄМО ЗА ПЕРЕГЛЯД! ПОДІЛІТЬСЯ ЦИМ ВІДЕО В СОЦІАЛЬНИХ МЕРЕЖАХ, ТИСНІТЬ ЛАЙК ТА ПІДПИСУЙТЕСЬ!
Лайк цьому посту за користь!
Посилання на нове відео продублюю в профілі @insurancekyiv https://youtu.be/wo9uXznKvpM
MY WHY IN OFFERING SENIOR MEDICARE ADVISING👩🏾💻
The world of insurance is not new to me. I have been in the health insurance industry for over twenty years educating on benefits. That’s why I am YOUR BENEFITTER. .
In 2015, I decided to grow independently trying two companies as a Captive agent and deciding I could offer better services solo as an independent. However, excitement of working my business shifted into park as I found myself mentally, spiritually & physically tied to my mother’s illness, taking me from part time to full time caregiver & writing insurance only by referrals. My daddy was a major support in the home but he would became ill, suffering from kidney failure being placed on hospice per his medical directive. .
Unexpectedly, our partnership of taking care of “iron lady” as he referred to my mom shifted to my being there for the both of them. My parents died within months of each other in 2017 & I was Struck & Stuck in grief up until November of last year, my mom’s one year anniversary. .
Let’s talk about Life! We all have a story. Have gone through Test. Our test have become our testimony. It’s all here to GROW us stronger with new wisdom & understanding. Luckily my career path, allowed me to handle my parents medical 🏥 care. Initially, mommy paid 20% for for few years for chemotherapy until a patient’s assistance program helped us with that 20% out of pocket which was over thousands of dollars. Cancer is a costly $$$$ illness. Mom shifted into remission giving us a break financially soon a new mom was introduced via Alzheimer’s disease #endalz 💜 .
I am honored to now offer Medicare & Senior Insurance advisement. I must admit, initially I ran away from adding this opportunity. However, I believe my parents, my angels 👼 kept sending seniors to me, there is one in particular, I would say propelled me forward, turning my pain into my passion! I kept her text as an encouraging reminder of when I decided why? I am purpose driven & professionally experienced in assisting seniors on Medicare & insurance options that will offer them financial protection. @yourbenefitter
Cash-value life insurance is a permanent form of life insurance that includes a death benefit component and a savings component. Cash-value savings can be accessed in many ways; with some types of policies, the cash value can be withdrawn. Withdrawals are tax-free to the extent they don’t exceed the total amount of premiums deposited into the policy. However, withdrawals can have the effect of decreasing the death benefit amount.
Purchasing life insurance can be confusing. We can help you understand the various life insurance options available in today's market. Call Option Insurance Group and our experienced insurance experts will be happy to assist.