If you have heard of Mortgagee Life Insurance in the past you may be aware of the fundamental flaws that it has. Some of these flaws include:🔍⠀
❎ The Bank is ALWAYS the beneficiary: The proceeds from the policy would be paid directly to the bank to pay off your mortgage if something happened to you.⠀
❎ It’s not portable: Let’s say you initially purchased coverage when you bought your home at the age of 30. Down the road, if you decided to move lenders, you would lose this coverage and have to requalify at an older age. This would mean higher premiums at best OR ineligibility!⠀
We decided to make Mortgage Life Insurance better suited to families to ensure that you get the protection you deserve, that's why 20/20 MLI is:⠀
✅ Up to 20% cheaper with more flexibility and control.⠀
✅ Easy to switch with a more COST-EFFECTIVE and FLEXIBLE product.⠀
✅ The freedom to choose your beneficiary. That means, unlike your existing plan, the claim is NOT paid directly to the bank. It will be paid to whomever you choose.⠀
✅ A portable policy, so you don't have to switch and requalify at an older age. 👇⠀
Call us to get a quote, or if you have any questions!📱 844-384-2020
1 223 August, 2019
From start to allllmost finish, we’ve enjoyed seeing this one go up just down the street!
How To Find an Accurate Mortgage Life Insurance Quote⠀
Understanding your needs and doing your homework is very important in ensuring you save money and find a policy that works for you.⠀
Unsure about where to start? If you want to purchase mortgage life insurance, here are a few things you may want to consider to ensure you’re meeting your budget and needs. Link in bio!
LIMRA conducted a study and says 83% of those who don’t have life insurace said it was because they thought it would be too expensive to have it.
A 30 year old here in California can have 300k in protection for 30 years for as little as $1.50 per day.
That's tax free income replacement, A paid mortgage, car payments, gas, food, utilities ...what ever you want it to be.
Plant seeds now that will bear fruit later when you need it most. Remember a failure to plan is a plan to fail.
The consultation & quote are free. Reach out today.
Monday is a good day to plan out your week and set yourself up for success. Do something to protect yourself and your loved ones today, call us to get your quote for Mortgage Life Insurance! Check out these 3 main benefits of 20/20 MlI! 👇⠀
👉 It’s Affordable- ⠀
Mortgage Life Insurance is affordable and much less expensive than whole life insurance. Also, the actual premium you will pay will be based on the amount of coverage you need (the amount of your outstanding mortgage). It’s also very easy to qualify for MLI. Unlike with traditional life insurance products, there is typically very little underwriting and you may not even need to undergo a health exam.⠀
🏠 It Offers Comprehensive Protection-⠀
While basic mortgage protection insurance offers coverage in the event you die while you still have an outstanding mortgage balance, you also have the option of adding additional coverage, such as a disability or critical illness coverage. What does this mean? This means that your policy benefits would be payable if you were alive, but disabled or critically ill, allowing you to keep up with your mortgage payments, even if you were unable to work.⠀
👪 Available Benefits For When Your Family Needs Them-⠀
Even if you pay off your mortgage early, in most cases, you can keep your mortgage protection insurance policy for the long term. This means that if you die while your policy is still in force, the benefits will go to your named beneficiaries (eg. spouse or other family members) who can use it for whatever they need, such as the mortgage, credit card debt, or education fees.⠀
Call us at 📱 844-384-2020⠀
Thank you @mikebonin for fiercely and unequivocally standing up for Playa del Rey!
A message directly from Councilmember Bonin:
"Twice in the past two days, workers hired by a developer embroiled in a lawsuit with the City used heavy machinery to begin grading in the environmentally sensitive dunes in Playa del Rey. They did so, apparently, without authorization from the City of Los Angeles or from the California Coastal Commission, and without notification to the community. Thanks to the vigilance of neighbors, we were alerted and my local field deputy, Matt Tecle, went out and demanded they stop work — first on Friday afternoon and again this morning. I will be demanding a full investigation, complete restoration, and appropriate legal action. In the meantime, members of the community and my staff are keeping a watchful eye on dunes and their sensitive habitat." #protectwhatmattersmost#dunes#sensitive#environment#californiacoastalcommission#savepdr#playadelrey
Summer isn't over yet, there is still plenty of time to enjoy some festive #Calgary summer rituals- like rafting down the bow! Check out this guide by @avenuemagazine Calgary for some essential tips to ensure you have a safe and fun time. Link in bio! ⠀
🎉 Congratulations to July’s Cord Blood Banking Sweepstakes Winner, Kathryn C.! Know someone who's expecting? Tag them and let them know how they can enter to win our monthly sweepstakes for FREE cord blood banking! Head over to our Facebook page, or website to learn more!
Got to be creative to find away around @dannyeslick - great battle with him today, we were two guys fully exerted - leaving it all on the track. Great feeling knowing I gave it absolutely everything I had. We’ll have some more pace next month at Road America. Thanks to the docs at #motoamerica for keeping my body in check, time to regroup! @6dhelmets#protectwhatmattersmost