I literally feel giddy with excitement with the savings I have just made at @boots.ireland 😁
Now, I know that my journey is all about cutting back on spending, focusing on saving more and reducing waste – but I'm 35 (soon to be 36 yikes!) and there are some skincare items that I just can't be without. They'll all be worked into my budget, and though some are moderately expensive at the time of purchase, they all last a long time and do what they promise!
One of these products is the No7 Lift & Luminate Triple Action Serum. Having tried countless others, I find it really works for my skin and a 50ml tube lasts me at least 2 months. I usually buy the serum when Boots have a special offer and being on my last tube, had a look today to see if there were any offers on...there were!
So the 50ml Serum costs €46 and they currently have a 3 for 2 offer on all No7 products. While browsing, I noticed that my usual Dove Body Wash was on half price, and the hair dye I've started to use (ditching the hair salon is another change to my budget) was on special at 2 for €18. So take a look at what I spent and what I saved... 50ml Serum is €46 each ...but 3 for 2 so 3 Serums for €92, instead of €138 😁 ...but €20 off when you spend over €60 bringing it to €72 😁 ...that's now making each 50ml Serum only €24 😁 ...Body Wash was less than half price, saving €3.05 😁 ...Hair Dye 2 for €18, saving €10.68 😁 ...THEN 15% off when you spend €80 😁 ...on top of Free Delivery for spend over €50, saving €5 😁 ...along with 400 Advantage Points for spending over €20 😁 ...as well as 700 Advantage Points for buying 2 No7 products 😁
My Grand Total was €78.74, making a saving of €98.63!! The Advantage Points I earned give me €13.32 to spend with Boots when I next need it. 😍😍😍 Just GOTTA love a bargain like this!!! #savinginireland#saving#onefootinthesave#mysavingjourney#saving#bootsireland#no7
0 05 minutes ago
Love this Lego set from a store called DEALZ- its the kinda store you can go in with a R200 and walk out with a bag filled of things you want but dont need 😅 like this Lego stationery table set..
Tape holder- R49.99
Pen holder- R49.99
Lego Box- R19.99
0 419 minutes ago
Another £10 to the holiday fund! This one takes a bit of time to add up but every little helps 🙂
여호와께 돌아가자 💕
'though he fall, he shall not be cast headlong,
for the Lord upholds his hand'
그는 넘어지나 아주 엎드러지지 아니함은
여호와께서 그의 손으로 붙드심이로다
'Love is patient and kind'
(1 Corinthians 13:4)
'사랑은 오래 참고 사랑은 온유하며'
'지금 품어야 할 사람 가운데
지우고 있는 사람은 없는가?'
품어야 할 사람을 품고
사람을 살리는 일을 하기를
How super cute are these. Perfect for breakfast. Snag Bella Mini Waffle Maker Only $9.99, Down From $49.99! A few colors to choose from.🔊🔊🔊Direct link to grab this deal is printed on the picture. Type in your browse to be taken directly to the deal page OR click the link in my bio @savingwithvetta to be taken to savingwithvetta.com. Scroll the page, clicking page 2, 3, 4 etc until you see the deal you want I post a TON of deals daily so deals get shoved off the front page. So keep going until you locate.OR just type what you are looking for in the search box at the top of the site. Eg, skittles, echo, sharpie. ⏪⏪⏪ 💥LIKE💥 💥COMMENT💥 💥SHARE💥
1 553 minutes ago
Awesome deal to grab while you can. Score Reynolds Kitchens Quick Cut Plastic Wrap – 250 Square Foot Roll Only $2.79 SHIPPED!￼🔊🔊🔊Direct link to grab this deal is printed on the picture. Type in your browse to be taken directly to the deal page OR click the link in my bio @savingwithvetta to be taken to savingwithvetta.com. Scroll the page, clicking page 2, 3, 4 etc until you see the deal you want I post a TON of deals daily so deals get shoved off the front page. So keep going until you locate.OR just type what you are looking for in the search box at the top of the site. Eg, skittles, echo, sharpie. ⏪⏪⏪ 💥LIKE💥 💥COMMENT💥 💥SHARE💥
1 153 minutes ago
Miss Rose deal
3. White under eye maker
4. Merker liner + seal
5. Makeup fixer
RS.1350/- with free delivery
What a deal. Through tonight, grab Bentgo Kids Childrens Lunch Box Only $17.99 SHIPPED!🔊🔊🔊Direct link to grab this deal is printed on the picture. Type in your browse to be taken directly to the deal page OR click the link in my bio @savingwithvetta to be taken to savingwithvetta.com. Scroll the page, clicking page 2, 3, 4 etc until you see the deal you want I post a TON of deals daily so deals get shoved off the front page. So keep going until you locate.OR just type what you are looking for in the search box at the top of the site. Eg, skittles, echo, sharpie. ⏪⏪⏪ 💥LIKE💥 💥COMMENT💥 💥SHARE💥
1 51 hour ago
Yum! Awesome snack buy. Head over and grab Ultimate Snacks Care Package, Classic Variety Assortment of Chips, Cookies, Crackers, & Nuts, 40 Count Only $12.84 SHIPPED!￼🔊🔊🔊Direct link to grab this deal is printed on the picture. Type in your browse to be taken directly to the deal page OR click the link in my bio @savingwithvetta to be taken to savingwithvetta.com. Scroll the page, clicking page 2, 3, 4 etc until you see the deal you want I post a TON of deals daily so deals get shoved off the front page. So keep going until you locate.OR just type what you are looking for in the search box at the top of the site. Eg, skittles, echo, sharpie. ⏪⏪⏪ 💥LIKE💥 💥COMMENT💥 💥SHARE💥
Need toothpaste? Save on Colgate this week at CVS. Score Colgate Total Advanced Whitening Toothpaste Only $.74🔊🔊🔊Direct link to grab this deal is printed on the picture. Type in your browse to be taken directly to the deal page OR click the link in my bio @savingwithvetta to be taken to savingwithvetta.com. Scroll the page, clicking page 2, 3, 4 etc until you see the deal you want I post a TON of deals daily so deals get shoved off the front page. So keep going until you locate.OR just type what you are looking for in the search box at the top of the site. Eg, skittles, echo, sharpie. ⏪⏪⏪ 💥LIKE💥 💥COMMENT💥 💥SHARE💥
Wow. It’s been a HOT MINUTE since I’ve talked about finances on here 😂
Let me start by saying nothing at all has changed with my journey but the last 6 weeks we’ve had a lot going on. .
Last month I was able to save $500!!!! In cash spending!!! I applied that to my car 😉 which I will update more on soon! But this month our cash spending should be back to normal since we are pretty much back into routine. .
I’m changing 1 thing.... I’m no longer pulling out cash for food. I have decided that clicklist (grocery pick up for Kroger/King Soopers) works best for me. I stick to what I need and I’m less likely to overspend. I am going to leave it in a separate account and when I need to pay for my online order I just transfer what I need. .
Last week I spent $86.50 on groceries in a given budget of $150- did pretty good there! I forgot my lunch one day so I grabbed a salad and something else (can’t remember now) from Work and just transferred over the “food” money to replace the money I spent at work on food. .
I don’t have a total for this week’s grocery haul- I’ll update in my stories when I do! The total as of now is $124 but that’s before my Coupons are applied and before the pick out my produce (sometimes it weighs more or less than they are calculating).
Do you use clicklist or something similar? Do you like this feature that a lot of grocery stores offer? Or no? .
Okay, that is enough feeling sorry for myself 😂 It's Monday tomorrow - Time for some shut eye, wake up in the morning and reset! Reset my mind and my budget. "I've got this" #BFI
Affordable active wear - my favourite is @cottononbody - I’ve also got a few tops and tights from Kmart too. I wait for 30% off sales or buy my items in the sale - I love having new and nice active wear it keeps me motivated - but it doesn’t always need a huge price tag to go with it! I got this set for $25 a few years ago in the sale and it’s still going strong. It’s important to take your time and try items on (squat in the change rooms to make sure they’re not see through!), because even if it’s cheap the quality can be great!
Peserta takaful boleh menarik nafas lega apabila Majlis Penasihat Syariah (MPS) Bank Negara mengeluarkan satu resolusi bahawa takaful boleh dihibahkan. Ini bermaksud sebarang faedah kematian boleh diberi terus kepada penama tanpa perlu difaraidkan.
Keputusan MPS pada 5 November 2014 berasaskan pertimbangan memandangkan peserta memilih untuk membahagikan manfaat takaful kepada penama secara hibah ketika hidup (peserta), adalah adil dan munasabah jika setiap penama mendapat bahagian sama rata bukan peratusan bahagian masing-masing.
Dalam kes kematian penama sebelum kematian peserta dan tiada penamaan baharu dibuat, hibah manfaat akan dikembalikan kepada peserta kerana tiada penerima bahagian hibah itu. Oleh itu, bahagian manfaat itu hendaklah diurus berdasarkan hukum dan prinsip faraid selepas kematian peserta kerana manfaat itu akan menjadi sebahagian daripada harta peserta.
I'm going to take these two babies to some people I know and trust.
Back to a year + some months ago I had three other cats. I mean, they were not really mine, they just grew up near my house. We always gave them food and they were so cute, and then one day someone decided to poison them for no reason.
I was so angry, but only one survived (she wasn't there), and then she gave birth to a bunch of puppies. Some months ago I couldn't save anyone except one, but this time I'll save both and give them to people I'm going to meet again and again!
And, well, I'm too happy. I know this kinda results very.. stupid, but it still haunts me the fact that some people could really poison animals for no reason. #animals#diary#page#outoftime#out0ftjme#cat#dog#saving
3 462 hours ago
Just a reminder to everybody that we are all working our way through each of our lives - let’s be each other’s cheerleaders and get rid of the need to compare 🙌🏼🌷 sometimes it’s easier said than done but we can at least try!
This is how I feel every once in a while as we are balancing between saving and enjoying our lives still. 😬🤭 We’ve had some ups and downs. Sometimes it’s been because things that we just couldn’t have done anything. Like when my mom got cancer and died 2,5 years ago. She had been the one taking care of our kids when we both had workshifts at the same time. We were not only really sad missing our loved one but we also needed to make some big changes in our lives all suddenly. So I needed to stop doing shift work and find a new only daytime job and some daycare for our younger kids asap. We ended up living about 5months with only one income and some savings. Boy we were happy we had no debts and that we had gained savings before that. But we needed to back with saving and that felt awful.
And then there’s been some things that we have decided to do as we have needed a break. Like going to Disneyland with our family after my mom had passed as we really needed something to make us smile a lot. Or as we took a holiday together with my husband for the first time after our honeymoon. So this summer we went to London for few days on our 15th Anniversary. These have cost some money for sure. But as we have travelled we still have done it in a budget. Cheap flights, cheap but nice apartment, much free things to see and do (like going to museum in London is free), walking a lot and using public transit.
But as we have needed to stop saving for our own house for a while for a reason or another after that we have had some even bigger boost to save. After all, reaching our goal isn’t about if we falled or needed to take a break sometimes, it is about that we don’t give up but stand up and continue running even faster than before. 😊
Join in this month - August is all about slashing that grocery budget! Learn how to better plan for your family, save at the grocery store and start developing a meal plan. Today's post will be week 3 of 5, so catch up and stay tuned.
Lazy Sunday mornings 😴 it’s horrible weather outside and it’s been a really busy week for us so I am spending the morning relaxing and am enjoying doing so with the beautiful smelling candle I bought from @aldiuk 😍 I absolutely love Jo Malone but unfortunately can’t always afford to spend £30 on a candle so this collection is perfect! I know people have already raved about how much it smells like Jo Malone but I didn’t realise how similar it was until I smelt it myself! Definitely a must have for those days when you just want to switch off and relax! Who else loves a bargain buy?! 🙋🏻♀️ #sundays#lazy#candles#gorgeous#newhome#saving#bargain#smells#couple
0 44 hours ago
My monthly Home Loan interest came out on Friday. A little gutted that it's not under $1100, as is my goal each month this year. But it's pretty bloody close.
My offset account took a small hit these last 2 months after the bub was born. While I arranged to be paid AL, hoping this would cover the gap until my PPL started, there were a few weeks where I wasn't earning anything. But onwards and upwards and bring on next month.
1 204 hours ago
Is emotional spending a real thing or did I just make it up 10 minutes ago to try and justify to myself why I spent $90 and why I spent it on a NO SPEND DAY?!?! Spending money use to make me feel good but today I feel like 💩 I bought 2 books (I do not regret buying) but I have no idea what I done with the other $52. Today was a reminder of why I NEED to be on this journey 😭
Hey people!!! It's intro time !
I'm Safiyah, a paramedic in NYC. I've been in EMS for ten years, and have been working night shift for about 6 years now . Im not sure if I want to stay here as I can't stand the politics of this job, I'm looking into nursing in the next few years. I'm a single parent and you will often see my mini me in my stories .
You will also see my amazing boyfriend Kenny from time to time . 💏
I began this journey back in Sept of 2017 . I was so gazelle( crowned overtime Queen 👸🏾) and thought it would only take a year to pay off my 56k of original debt , boy was I wrong . From then to now I have moved and took on about 14k of new debt, but remained committed to my journey and refused to let any of these obstacles deter me from reaching my goal. While it won't happen in the time frame I wanted it will happen and I'm estactic knowing that!. . .
I've paid off $50,000 so far and I attribute my success to creating and following a budget, organization and practicing minimalism. .
Most of my debt came from a spending problem , I truly lived a yolo lifestyle 😖😞. .
Right now going on in my life that will definitely effect my finances and budget ...
. I'm buying a house I didn't plan on buying ! 😂 Surprise! Closing is predicted to be before years end of I get all the paperwork in time . 🙄🙃
Facts about me :
1. I LOVE DOLLAR TREE 😍 . ( I have a DT highlight)
2. I love Margaritas🍸 and red wine🍷 ❤️
3. I'm an " it's the principle " type of person 🙌🏾💪🏽💯
4. I love ratchet music and " light twerking "😂 🍑
5. I use a planner and it has changed my life!
6. I'm working towards my version of minimalism.
7. I'm hot headed 🐏♈ and easily annoyed 🙃
8. I consider myself an AMBIVERT 💅🏾 .
IM NOT AN EXPERT BUT IF YOU WANT REAL LIFE IM YOURE GIRL 💃🏾. .My main goal for this page is to spread the knowledge of budgeting and organization and how they intertwine . THANK YOU ALL FOR FOLLOWING ALONG , YOU GUYS REALLY MAKE MY DAY . ALL THE ADVICE , COMMENTS , DMS . I APPRECIATE YOU GUYS❤️. . . 📸 Credit : @sulletemk ( wedding we attended in June ) .
Intro recycled from last time with updates 🤷🏽♀️🤦🏽♀️😆. .
So this weeks marks the start of my birthday week where I become yet another year older....still no wiser though 🤫
Anyway birthdays are a time where most of us receive gifts and I thought it would be nice to give one so
Buy Any size Artwork and get 1 of equal of lesser size FREE!!! Simply add 2 or more artworks to your cart and use the code word “Freebie” when checking out to automatically receive 1 Artwork FREE!!!
You could save up to $160!!!
It may be Happy Birthday to me but it’s Happy for you also....plus you don’t have to turn a year older in the process...Bonus!!!!
*offer does not apply to Pins
14 285 hours ago
I will now be out of my own personal savings of $8000.
I am returning the car I bought back to the dealer, after having endless amounts of work on it, up to 8k to be exact. He will only be giving me what I bought for it. So I'm out of pocket 8k.
I went to a new car dealership today, signed my name on and am about to be into $16000 worth of debt.
Huzzy and I went to the movies tonight. We had a free ticket to use so it only cost us $14 😆 we paid for it out of our date night / fun money. If you go to the movies, check out the Event cinema Cinebuzz club. For every 5 movies we see, we get a free ticket.. even if you don’t go heaps often you can still use the rewards points to reduce the price of a future ticket 🎥
1 175 hours ago
Good morning positive vibes ❤️ .
During your transformation, you might feel like everything is falling apart but in reality everything is coming together for your highest good. You're being pushed to evolve and get out of your comfort zone so you can live and experience your true greatness. Welcome change 🔥 .
First thing SOLD for the August Savings Challenge. This month I am challenging you to make some extra income by selling unused or unwanted items around your home.
I listed an old Keurig coffee maker and Kcup stand for $30 on Facebook Marketplace and it sold in less than 24 hours.
That's $30 I didn't have before.
Small challenges to save more and earn more can add up and I have a goal to make an extra $200 this month to put towards my house savings goal.
This morning, I listed my second item on Facebook Marketplace, and it's clothing.
What platform you use to sell things you are no longer using depends on what the item is. I have decided to give Facebook Marketplace a chance for my clothing, but if it doesn't sell, I will list my item on Mercari, which is a better platform for selling used clothes.
Poshmark, Mercari, and Facebook Marketplace are all platforms that I have used to sell things online. The last time I attempted to sell unused clothes, I used Mercari and made an extra $350 in less than a week.
Look around you. Pick one item that you no longer like, use, or want. Remember, if it doesn't spark joy, it's time to get rid of it. This is a chance to make some extra money to use towards a savings goal or an extra debt payment.
Be safe if you use Facebook Marketplace and always meet in a public place. Also, I like to bring someone with me.
What items have you recently sold for the August Savings Challenge? #extraincome
Make sure you tag each friend in a separate comment for more chances to enter. Three tag limit. ===================
Giveaway ends on Saturday, August 10th at 8:00pm (Pacific Time). I will be announcing the winners on Sunday the 11th.
Feel free to share this giveaway in your stories. I would truly love and appreciate it.
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