I 4got to share the news. Day job flow. While I enjoyed my time as a Territory Manager, I’m looking forward to assisting with the growth and development of the next generation of insurance professionals. #sales#underwriting#learninganddevelopment
What is a mortgage valuation?⠀⠀⠀⠀⠀⠀⠀⠀⠀
When you use a mortgage to buy a house, as part of the process, your lender will arrange a mortgage valuation. This is to ensure that the property is worth the amount they’re lending you to buy it.⠀⠀⠀⠀⠀⠀⠀⠀⠀
Mortgage valuations are conducted by a surveyor who is a member of the Royal Institute of Chartered Surveyors (RICS). Only a surveyor who is a member of RICS can carry out a mortgage valuation.⠀⠀⠀⠀⠀⠀⠀⠀⠀
What does a mortgage valuation include?⠀⠀⠀⠀⠀⠀⠀⠀⠀
A mortgage valuation usually involves a brief inspection of the property which takes the surveyor less than twenty minutes. The surveyor will then prepare a short report for your mortgage lender, which confirms the valuation figure, along with comparable properties of a similar style in the nearby area which have recently sold in order to support the surveyor’s valuation figure. Some lenders will provide borrowers with a copy of the whole valuation report or an extract from it, others don’t provide anything at all, so you’ll need to check to see what will apply in your individual case. Also, some lenders don’t charge for a mortgage valuation but others do, so it’s best to check with your mortgage adviser if this is something you’ll have to pay for.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀
***More information can be found in the comments below *** ⠀⠀⠀⠀⠀⠀⠀⠀⠀
***£73,000 Paid Out*** This client approached us looking for a way to purchase £73,000 of servers. Within 4 days we had the information back from the client, into underwriting and funds paid out.
A happy supplier who is now actively introducing and a new client who's split the large upfront cost across affordable monthly payments!
🤸♀️🏋️♀️Drop and Give Me 40: The Power of Pushups! .
. #CardiovascularDisease (CVD) is the leading cause of death worldwide and remains a major focus in #underwriting life insurance and living benefits. Determining the long-term risks of developing CVD has captured the interest of researchers, underwriters and actuaries alike.
Northwestern Mutual is hiring a detail-oriented Life Underwriting Specialist. Bring your skills of analysis and strong communication to the role. Apply Now! https://career8.successfactors.com/sfcareer/jobreqcareerjobId=25922&company=NWMutual&username=
Every time I see that dent I laugh to myself. Exciting times!!!
5 1919 August, 2019
What do you think? Since most of us wasn’t properly taught about money we owe it to our kids to teach them.
2 719 August, 2019
Do you have a savings account with money in it? Some of us have a savings account with a little change in it. Let’s start living differently.
1 1018 August, 2019
Like consumer bridge loans, consumer ground-up construction loans fit the private money model like a glove. They are short-term, usually one year or less, the borrowers are typically creditworthy and the yields are in the double digits. Banks and other mortgage lenders have and will capture a large part of this market, but there are some borrowers who can’t be bothered to go through a bank’s red tape or who are not quite good enough for a conventional lender. Moreover, banks apply stricter underwriting standards to construction loans because they know they are higher risk.
Have a great weekend. Don’t overspend! If you think you will spend too much money, here are 3 tips:
1. Leave your credit cards at home.
2. Take cash. When it’s gone, it’s gone.
3. Don’t buy stuff you do not need. Ask yourself 5 times “Do I Really Need This?”
1 717 August, 2019
We all need to practice this. I’m working on being a little more transparent. What do you need to work on?
3 1216 August, 2019
It’s Flashback Friday!! Remember I told y’all how I didn’t get approved for a house in March 2017 and in November 2017 I was approved for a conventional loan. Don’t let anyone tell you NO!! You can purchase whatever you want with your purchasing power. My next budgeting workshop is Monday 8.19 at 7pm. Everything starts with a budget but we will discuss budgeting, taxes, real estate, credit and debt freedom.
Being a real estate investor isn’t always sexy. This is Lara... the Nerd behind the curtain. Most of my work is behind the keyboard, but I don’t mind. In fact I love the data! I spend hours everyday digging through financials, city data, and all of the tiny details to determine if a “deal” is really a deal. Then I work to break it. What is the breaking point for investor returns? What is the breaking point for occupancy? What risks are associated with this property? This is the life of the underwriter. It’s all in the team work! Follow us to learn more about the different roles in a well crafted multifamily team. #multifamilyinvesting#underwriting#theapartmentnerds
2 515 August, 2019
It’s Transparent Thursday!! Post a pic of your credit score below. Don’t be afraid, this is how you can get the help you need.
Can you live off your 70% of your income? If so, let me teach you what to do with the other 30%. Monday at 7pm. See you there.
1 514 August, 2019
bagaimana permohonan medical card anda diluluskan?
apabila Life Planner atau #agent anda submit application untuk permohonan medical pasti jika prospek tu ada sakit apa apa, kita akan declare tahap sakit tu sendiri.
then team #underwriting insurance atau takaful company akan review application. jika perlukan apa apa report sokongan, medical checkup atau sebagainya, akan dikeluarkan surat rasmi oleh pihak syarikat untuk bukti bukti tambahan. then, barulah, underwriting team mempertimbangkan permohonan tersebut.
mungkin akan loading, mungkin akan exclusion penyakit sedia ada, mungkin juga akan direject, mungkin juga akan di accept terus.
sebagai agent, kita hanya buat kerja kita.
tapi kalau client sendiri tak mahu declare walaupun dah kritikal, kami sebagai agent pun xmau ambil risiko. nanti kalau x dpt claim, diviralkan pulak kita. huuu... screenshot ni adalah wassap prospek kepada sy hari ni.
saje je nak share yea :) pesanan khidmat masyarakat. ambillah takaful ketika sihat.
We recently spoke about intelligent automation and the role our strategic partner, #kofax , has played in achieving it.
You can achieve amazing results when you have alignment between strategy, people, systems, and most importantly culture!
We have been very pleased with the results so far and we have embarked on the next phase with robotic automation of many of our back-office processes.
Posted @withrepost • @takaful_emarat At Takaful Emarat, we are utilizing Kofax, TotalAgility and Customer Communication Management products that help us in our digital transformation journey.